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Thank you for taking time to visit IDoWED, Idaho Wedding and Event Directory website. We look forward to hearing from you and would be honored to help connect and inspire you for your upcoming event

107 Scheline Lane
McCall, ID, 83638
United States

208-630-3723

We are an Idaho Wedding and Event Magazine.  We specialize in destination weddings in areas like McCall and Sun Valley.  We can help you find  resources for your Boise Wedding, McCall Area Wedding, Sun Valley Wedding or perhaps a North Idaho Wedding. 

 

IDoWED Squad

IDoWED Squad is where you the bride to be get to ask planning questions.  Our SQUAD will answer questions, share ideas and more.  The IDoWED Squad is made up of interns, brand representatives and squad girls that proudly represent IDoWED.  

Led by Lauren Stopher and designed to help you with even the smallest questions. 

 

Event Insurance: Why More Couples are Choosing Wedding Insurance

Sherry Scheline

We get numerous inquiries about event insurance.  Do we need it? How do you get it?   How soon do we need it?  

Our ASK LAUREN section today has enlisted a different Lauren.  Lauren Hernandez is the senior marketing specialist at Markel Insurance.  We enlisted Lauren to help us out with opening up dialogue regarding event insurance.   

Why More Couples are Choosing Wedding Insurance

 

Your wedding day is a once in a lifetime event.  You plan every detail of your special day from the design of the chair covers to the music being played as you walk down the aisle, but unfortunately, situations out of your control can happen at any time – even on your wedding day.  This is why more and more couples are choosing to protect their “once in a lifetime event” with wedding insurance.  Here are some common reasons why couples are choosing to buy insurance.

Photography by TwoBird Studio

Photography by TwoBird Studio

 

6 reasons couples are choosing to purchase wedding insurance

 

  • Wedding insurance provides peace of mind.

Weddings are expensive.  According to theweddingreport.com, the average amount spent on a wedding in the US has increased by 10% since 2008 to a whopping $27,000 being spent in 2016. When you are investing that kind of money, you want to make sure the day goes smoothly. Wedding insurance protects you in two ways.  Wedding cancellation insurance covers your financial obligations should your wedding have to be cancelled or postponed due to unforeseen circumstances such as extreme weather (think hurricane), military deployment, or vendor bankruptcy. It also provides coverage for damage to your wedding attire and jewelry, lost/stolen gifts, photographs, lost deposits from no-show vendors and more. Wedding liability insurance, on the other hand, covers you when you are legally responsible for injury or property damages that occur at your wedding.

 

Knowing you have this type of protection can take a huge weight off your shoulders, so you can enjoy your big day.

Photography by TwoBird Studio

Photography by TwoBird Studio

 

  • 2. Many wedding venues require liability insurance.

More and more venues are unwilling to take on sole responsibility for situations that cause damage to their property and are finding alternative means to protect themselves from liability. This means requiring their clients purchase a one-day event liability policy, which helps spread the risk among all parties involved.

  • 3. Wedding vendors are not offering refunds.

Many wedding professionals do not offer refunds regardless of the circumstance that lead to the decision to cancel or postpone.  Unfortunately, things do happen that force you to cancel or postpone your wedding.  In these cases, you will want to recoup as much money as possible.

 

  • 4. Online vendor bookings are on the rise.

Online wedding sales for 2015 reached an estimated $8.4 million dollars according to theweddingreport.com.  Many people are booking vendors online without having the opportunity to meet them in person (this is especially true for couples who plan a destination wedding). By doing all of your communication online, sometimes, personal connections aren’t formed with your vendors and you become “just a number.” If this happens, sometimes there is a greater risk of no-shows or last minute cancellations.  Wedding insurance can financially protect you against unreliable vendors who take your deposit and run, or even worse, never show up on your big day.

Photography By TwoBirdStudio

Photography By TwoBirdStudio

 

  • 5.Extreme weather is unpredictable.

The one item you surely do not have any control whatsoever over is the weather.  Extreme weather such as a hurricane or tropical storm (or even an epic snowstorm) can cause your venue to be unusable a few days before your event or even prevent you or your wedding guests from reaching the wedding!  Wedding insurance can help recoup your costs if you have to cancel or move your wedding to a new location.  (Sorry, outdoor wedding aficionados, the average summer thunderstorm would not be covered).

 

  • 6. A family member suddenly passes away.    

Another event that is out of anyone’s control is the death or illness of an immediate family member. If the bride or groom has an otherwise healthy family member who suddenly passes away, and wedding cancellation insurance coverage has been purchased, the wedding could be cancelled or postponed as the family deals with their grief of losing a loved one.

 

Markel offers wedding cancellation insurance, which reimburses you for lost deposits and non-refundable amounts if you have to cancel or postpone your wedding due to unforeseen circumstances such as the instances listed above. Coverage can be purchased anytime up to 15 days before your event, and policies start as low as $130

 

In addition, Markel offers wedding liability insurance, protecting you from incidents such as property damage to the venue or if someone gets injured at your event. Up to $2 million in wedding liability insurance can be purchased from Markel any time up to 1 day before your event. Policies start as low as $75.  

 

Visit www.markeleventinsurance.com or call 1-800-236-4252 to get a free, no obligation event insurance quote and learn more.